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Independent AML compliance advisory for UAE businesses

From goAML registration guidance and AML policies to screening and reporting support — with a dedicated advisor.

Packages from AED 600/month

Trusted by 7,000+ UAE businesses

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Advisory packages

AML advisory packages, sized by your client base

Starter

AED 600/month

or AED 6,500 paid yearly Save AED 700

Up to 25 customers a year
25 screenings & 25 transactions monitored a year
goAML & MOE registration advisory
Entity-wide risk assessment
AML/CFT policy, procedures & controls
EOCN subscription guidance
FIU reporting support
Training & certification for 1 employee

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Elite

AED 900/month

or AED 10,000 paid yearly Save AED 800

Up to 50 customers a year
50 screenings & 50 transactions monitored a year
Everything in Starter
Training & certification for 3 employees

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Growth

AED 1,200/month

or AED 13,000 paid yearly Save AED 1,400

Up to 100 customers a year
100 screenings & 100 transactions monitored a year
Everything in Elite
Dedicated AML consultant, 30 min a month
Training & certification for 5 employees

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Scale

AED 2,100/month

or AED 20,000 paid yearly Save AED 5,200

Up to 500 customers a year
500 screenings & 500 transactions monitored a year
Everything in Growth
Priority response within 4 business hours
Quarterly compliance review meeting
Training & certification for 10 employees

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Enterprise

Custompricing

Priced to your scope and volume

Above 500 customers a year
Unlimited screening & transaction monitoring
Everything in Scale
Custom compliance framework design
Dedicated AML consultant, 1 hour a month
Priority response within 2 business hours
Monthly compliance review & board reporting
Compliance dashboard
Dedicated account manager
Training & certification for up to 25 employees

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Every plan includes

Record keeping for up to 5 years
Unlimited chat & email support
Inspection & regulatory survey assistance

Monthly plans need a 6-month minimum; yearly plans run 12 months. Prices exclude 5% VAT.

Initial setup

One-time setup & add-ons

Fixed one-time fees to set up your AML framework, plus add-ons when you need them.

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goAML registration advisoryOne-time: document review and guidance for the official portalAED500
Initial AML setupFor small businesses with no transaction volume yetAED3,500
Additional customer screeningPer customer above your package limit (AED 50 Starter & Elite, 40 Growth, 35 Scale, 30 Enterprise)from AED30
Additional transaction monitoringPer transaction above your package limit (AED 30 Starter & Elite, 25 Growth, 20 Scale)from AED20
Additional training sessionPer 1-hour sessionAED1,500
Customised training programmeDesigned around your businessAED3,000–4,000
External AML auditQuoted on your annual turnoverQuoted
MLRO servicesRegistering and representing your compliance officerQuoted

Included

What every advisory plan includes

One-time4 services

goAML registration advisory
Entity-wide risk assessment
AML/CFT policies, procedures & controls
EOCN subscription

Monthly5 services

Risk assessment report
FIU report preparation support (PNMR, FFR, SAR/STR, DPMSR/REAR)
goAML portal guidance
Transaction monitoring (volume by plan)
Customer screening (volume by plan)

Annual3 services

AML policy review & updates
Entity-wide risk assessment review & updates
Independent audit support

Ongoing5 services

Record keeping (up to 5 years)
Unlimited chat & email support
Assistance during inspections
Assistance with surveys
Employee training & certification (headcount by plan)

Why it matters

UAE AML fines can reach AED 5 million

AED 5MMaximum fine for AML non-compliance in the UAE. Fines start at AED 50,000.

Expert support at every step
Our AML specialists give you tailored advice, so you understand and can meet your regulatory requirements.
A clear, streamlined process
From risk assessments to policy support, compliance stays simple so you can focus on the business.
Know your obligations
A dedicated advisor helps you understand and plan for your obligations under UAE AML laws.

Documents

Documents we will review with you

These are the documents we review with you as part of your AML compliance work.

01
Corporate documents
- Trade licence and registration certificates
- Shareholder structure and ownership details
- Articles of Association
02
Know Your Customer (KYC)
- Passport and Emirates ID for directors, owners and authorised signatories
- Proof of address (utility bill, lease agreement)
03
AML policy & procedures
- Your AML policy and approach to money-laundering risk
- Risk assessments and internal controls
04
Transactions & monitoring records
- Transaction records for the review period
- Evidence of periodic monitoring and reviews

FAQ

Frequently asked questions

Can’t find your answer? Ask an advisor directly.

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What does AML compliance mean for my business in the UAE?

AML compliance means following the laws and regulations designed to prevent money laundering and the financing of terrorism. It involves internal policies, customer due diligence and reporting suspicious activity. Non-compliance can result in heavy fines and legal consequences.

What penalties will my business face for non-compliance with AML laws?

Failure to comply with AML regulations can result in fines ranging from AED 50,000 to AED 5 million. In some cases, businesses may face stricter penalties, such as suspension of operations or even criminal prosecution.

How long does it take to implement AML compliance for my business?

It depends on the size and complexity of your business. Typically it takes 2 to 4 weeks to complete the assessments, documentation and policy development. Your dedicated advisor keeps the work on track.

Who needs to follow AML regulations in the UAE?

Businesses in the following sectors must comply with UAE’s AML laws:

Banks and financial institutions
Real estate developers, brokers and agents
Law firms, auditors and accountants
Dealers in precious metals and gems
Cryptocurrency and virtual asset service providers

If your business falls within any of these categories, AML compliance is a legal requirement.

How does Finanshels support AML compliance?

We offer AML compliance advisory, including risk assessments, policy development, KYC support, staff training and ongoing compliance monitoring, so your business stays on top of its obligations with minimal disruption.

What does AML compliance advisory cost?

Packages start at AED 600 a month, or AED 6,500 paid yearly, for up to 25 customers a year, with one-time setup and add-ons listed above. Businesses with more than 500 customers a year get a custom Enterprise quote. Prices exclude 5% VAT.